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	<title>Comments on: Debt Reduction Help from a Quasi know-it-all</title>
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	<link>http://www.debtreductionblog.com/debt-reduction-help-from-a-quasi-know-it-all/</link>
	<description>Stand back from the ledge, we&#039;re going to get through this!</description>
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		<title>By: keith</title>
		<link>http://www.debtreductionblog.com/debt-reduction-help-from-a-quasi-know-it-all/comment-page-1/#comment-198</link>
		<dc:creator>keith</dc:creator>
		<pubDate>Mon, 18 May 2009 06:01:19 +0000</pubDate>
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		<description>Question: I am selling a piece of property on a short sale which will leave WF short around $70k. I read on an earlier post of yours that I could be liable for the tax on that amt unless I file bankruptcy. I have about $14k in unsecured debt that I have begun to pay off, but if I have to file bankruptcy anyway, I would include that and start chipping away at student loans. How would you proceed? Thanks..</description>
		<content:encoded><![CDATA[<p>Question: I am selling a piece of property on a short sale which will leave WF short around $70k. I read on an earlier post of yours that I could be liable for the tax on that amt unless I file bankruptcy. I have about $14k in unsecured debt that I have begun to pay off, but if I have to file bankruptcy anyway, I would include that and start chipping away at student loans. How would you proceed? Thanks..</p>
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		<title>By: T.HALL</title>
		<link>http://www.debtreductionblog.com/debt-reduction-help-from-a-quasi-know-it-all/comment-page-1/#comment-60</link>
		<dc:creator>T.HALL</dc:creator>
		<pubDate>Tue, 02 Sep 2008 18:08:46 +0000</pubDate>
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		<description>HI DAVID
I WOULD LIKE TO KNOW HOW TO REALLY GET STARTED WITH THE SNOWBALL  METHOD?  MY HUSBAND AND I BOTH HAVE FAIRLY GOOD INCOMES AND WE SHOULD NOT BE STRUGGLING LIKE WE ARE.  THE PROBLEM IS THAT WE ARE BEHIND ON BILLS, AND EACH MONTH, WE PAY THE MOST IMPORTANT ONES FIRST, BUT WE ARE NEVER CAUGHT UP, AND CONTINUE TO BE A MONTH BEHIND ON EVERYTHING. HOW CAN WE GET CAUGHT UP AND START WORKING THE SNOWBALL METHOD? PLEASE HELP.</description>
		<content:encoded><![CDATA[<p>HI DAVID<br />
I WOULD LIKE TO KNOW HOW TO REALLY GET STARTED WITH THE SNOWBALL  METHOD?  MY HUSBAND AND I BOTH HAVE FAIRLY GOOD INCOMES AND WE SHOULD NOT BE STRUGGLING LIKE WE ARE.  THE PROBLEM IS THAT WE ARE BEHIND ON BILLS, AND EACH MONTH, WE PAY THE MOST IMPORTANT ONES FIRST, BUT WE ARE NEVER CAUGHT UP, AND CONTINUE TO BE A MONTH BEHIND ON EVERYTHING. HOW CAN WE GET CAUGHT UP AND START WORKING THE SNOWBALL METHOD? PLEASE HELP.</p>
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